Personal injury trusts

Ensure everything you’ve received stays with you

After everything you’ve been through to reach a settlement, the last thing you’ll want is for it to put other support at risk. A personal injury trust keeps your compensation separate from your other savings, so it doesn’t affect your entitlement to means-tested benefits. It’s one of the simplest, most practical ways to protect what you’ve secured.

We’re here to help you set one up properly, right from the start.

Speak to an Expert

Safeguarding your future needs

What is a personal injury trust?

A personal injury trust is a legal arrangement that keeps your compensation separate from your other money, and is managed by trustees on your behalf. Because the funds sit outside your personal assets, they’re not counted when eligibility for benefits like Universal Credit or local authority care funding is assessed.

It’s a straightforward idea doing an important job; making sure the money that’s intended to support you doesn’t accidentally compromise access to anything you’re already relying on. We’re here to provide all the support you might need to make decisions that protect your future.

Help with the biggest decisions

What does a professional deputy do?

For some families, a personal injury trust and a deputyship work alongside each other. For others, particularly where a child or a loved one lacks the capacity to manage their own affairs, a trust can be used instead of a deputyship to hold their compensation, with the Court of Protection’s approval.

Which of these options is most suitable depends entirely on your circumstances. We’ll always talk you through all of this, so you can make the right call for your family.

Protecting Your Future

CL Medilaw’s professional trustee service

Where a professional trustee is the right choice, our own CLM Trust Corporation can act as trustee alongside you or a family member. That means getting the support of someone who understands exactly what long-term, complex compensation actually needs to achieve.

This isn’t only about knowing how best to administer a fund, but also how to make sure it lasts for long enough to genuinely support the lives it’s there to help.

Meet our Team

Our experienced team will be on hand to support you throughout the claim process.

Support for today, and for tomorrow

What can a personal injury trust be used for?

There’s no fixed list, but trust funds are typically used for things that fall outside everyday living costs, including:

  • Medical care and treatment
  • Property purchases and home adaptations
  • Specialist equipment
  • Other significant, one-off costs

Day-to-day expenses are usually expected to come from your benefits, with the trust covering the bigger, out-of-the-ordinary costs your compensation was actually meant for.

Setting up a personal injury trust

  1. An initial conversation: We talk through whether a trust is the right fit for your situation, honestly, before recommending anything.
  2. Choosing your trustees: A trust needs at least two trustees; family members, a professional trustee, or a combination of the two.
  3. Setting up the trust deed: We prepare the legal documentation and help you open a dedicated trust bank account.
  4. Ongoing management: Trustees manage the fund together, making decisions in your best interests as your needs change over time.

Life Changing Stories

About Us

Some trust providers only ever see your compensation as a number to manage. We’re different.

Client-First

At CL Medilaw, we don’t just see you as a case number; you’re a person who deserves understanding and support in pursuit of justice.

Tailored-Support

From the first consultation through to the result of your claim, we will listen, understand, and build the right plan together.

Fee-Assured

If you’re worried about the cost of bringing a claim, we offer No Win, No Fee with insurance protection to help secure your funding.

Results-Focused

Ultimately, everything we do is geared towards our main goal — achieving the right result for you and your family.

FAQs about personal injury trusts

Not necessarily. If your compensation is relatively modest, or you’re not relying on means-tested benefits now or in the future, a trust might not be essential. When you speak to us, we’ll give you an honest answer based on your circumstances, not a default recommendation.

Yes, if a trustee is no longer able or willing to act, they can be replaced. It’s not something you’re locked into permanently.

The trust fund forms part of your estate and is distributed according to your will, which is why it’s worth making sure your will is up to date alongside setting up a trust.

You don’t have to put in the full amount. Some people choose to keep a smaller sum outside the trust for everyday spending, and place the rest in for protection.